Hello, fellow entrepreneurs! Are you looking to finance your startup or SME in Morocco? Let me introduce you to Intilaka. It’s more than just a program; it’s your ticket to a bright entrepreneurial future! 🌟

What is Intilaka?

Initiated by the Moroccan government in partnership with BH Adviser , Intilaka is a non-profit financing program designed to boost investment. Whether you’ve just started or have been in business for less than two years, Intilaka is for you.👌

Main Objectives of Intilaka:

Promote entrepreneurial initiatives 🌱
Support startups and SMEs in their initial phases 🚀

Who can benefit from Intilaka?

If you identify with any of these categories, you’re in the right place!
Solo entrepreneurs and other individual business people 🚶‍♂️
Qualified recent graduates 🎓
Individuals starting small businesses 🏢
Individual farmers 🌾
And of course, all startups 🌍

What Intilaka offers:

Your investment program 🏗️
Initial operating capital needs 💵
And a guarantee from the Moroccan State! 🛡️
To make this happen, the program collaborates closely with the Central Guarantee Fund (CCG).

This institution is dedicated to providing guarantees for investment financing. With this partnership, banks are encouraged to come on board.

Eligibility conditions:

Newly established businesses:

Approach a bank enrolled in the Intilaka program 🏦

Present a detailed business plan with a forecasted turnover < 10 million dirhams 📊

A draft of bylaws (with a negative certificate) 📜

Quotations for equipment and expenses for financing 💼

Existing businesses: Must be < 24 months old 📅

Bonus: Exporting companies in Africa are exempt from the age requirement 🌍

Financing offer conditions:

Program Name	Amount	Guarantees	Pricing
Intilaka (urban areas)	1.2 Million	No personal guarantee, Project-related guarantees	Interest rate: 2% ex. VAT, Application fee: Free, Insurance premium: 0.1% ex. VAT
Intilaka Al Moustatmir Al Qarawi (rural areas)	1.2 Million	No personal guarantee, Project-related guarantees	Interest rate: 1.75% ex. VAT, Application fee: Free, Insurance premium: 0.1% ex. VAT
Startup	Up to 20% of the investment credit amount (max 50,000 DH)	None	0% and no application fee

Conclusion:

Intilaka is not just a program; it’s a revolution for Moroccan entrepreneurs! If you’re ready to take the next step, why not consider Intilaka as your financial partner? Come on, friends, let’s build the future together! 🚀🇲🇦